Game Rules

Chemin de Fer is the original, player‑banked form of Baccarat. One player becomes the Banker and plays against the PUNTO side (the other bettors). The banker role can rotate around the table — which is why Chemin feels like a private salon instead of a house game.

• Goal: reach a total closest to 9.
• Totals are modulo 10: keep only the last digit (e.g., 7+8=15 → 5).
• Card values: A=1, 2–9 face value, 10/J/Q/K=0.
• Two hands: PUNTO hand vs Banker hand. Higher total wins.

Note: Some details (commission model, tie handling, banker rotation rules) can vary by salon/table mode. The overview below matches the widely used baseline ruleset.

Card	Value
A	1
2–9	Face value
10 / J / Q / K	0
Totals are mod 10 (drop the tens digit).

A natural is 8 or 9 on the first two cards. With a natural, the round typically ends immediately.

• If PUNTO total is 0–5: draw a third card.
• If PUNTO total is 6–7: stand (no third card).
• If PUNTO has a natural (8–9): stand and settle.

Some classic Chemin tables allow player discretion in specific situations; Salon modes can reflect that.

Banker total	Draws if PUNTO’s 3rd card is…
0–2	Always draw
3	Draw unless PUNTO’s 3rd card is 8
4	Draw if PUNTO’s 3rd card is 2–7
5	Draw if PUNTO’s 3rd card is 4–7
6	Draw if PUNTO’s 3rd card is 6–7
7	Stand

If PUNTO stands (no third card), Banker typically draws on 0–5 and stands on 6–7.